Problem
Traditional merchant cash advance (MCA) underwriting takes 3-5 days and relies on manual review of bank statements. SMEs need faster decisions. Investors need real-time portfolio visibility and risk metrics.
Approach
Built ML pipeline that scores live SME transaction data (revenue patterns, cash flow volatility, seasonal trends) to generate same-day offers. Investor dashboard shows portfolio health, repayment curves, and deal-level performance. Explainable scoring prevents black-box decisions.
Stack
Outcome
Processing 50+ applications/week. Average decision time reduced from 4 days to 6 hours. Default prediction accuracy 87%. Investor demo drove €250k in committed capital.
Next Step
If you want similar lead or booking outcomes for your business, request a call and share your goal.
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